An expectation disputed
A booking error or alleged service failure can raise professional liability questions. Review the work your policy describes.
BUSINESS INSURANCE / EVENT PLANNERS
Keep the plan moving. Protect the business behind it.
You coordinate people, places, budgets, and expectations. Ironhill helps event planners review insurance around their professional services and the practical responsibilities they accept.
THE WORK BEHIND THE BUSINESS
Insurance for event planners.
Grounded in your day to day.
Planning an event is different from operating the venue or supplying every service. Share contracts that describe your role, supplier responsibilities, and the promises you make to clients.
Activity on site
Setup, hired equipment, and client meetings create operational exposures distinct from planning advice.
Cancellation and vendors
An event’s cancellation coverage and your business liability are different things. Clarify who arranges each piece.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
Professional Liability Insurance (E&O)
Consider allegations about your advice or services, along with prior coverage and reporting dates.
Explore this coverageGeneral Liability Insurance
Review third-party injury, property damage, and the activities described in your policy.
Explore this coverageCyber Insurance
Consider incident response, information you hold, and the systems your business depends on.
Explore this coverageBusiness Owner’s Policy (BOP)
See how property and liability may fit together in a package for eligible businesses.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
Clarify who is responsible for each moving part
Venue contracts, vendors, rented equipment and guest activities all intersect at an event. Planning the occasion does not always mean taking responsibility for every service provided there.
Share your planning agreement and describe the events you organize. We’ll help you review the insurance questions around your role, including requirements that need to be addressed before the event date.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Event types and guest counts
- Vendor responsibilities and rentals
- Planning contracts and annual revenue
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Does my business policy cover cancellation of a client’s event?
Not automatically. Event cancellation is a separate coverage discussion, and responsibility for arranging it should be clear in the agreements.
Can a venue’s insurance cover my planning business?
Do not rely on that assumption. Review your own services and liability, plus any additional insured or certificate requirements from the venue.
What affects the cost of insurance for event planners?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as event types and guest counts, vendor responsibilities and rentals, planning contracts and annual revenue help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.