Working around belongings
Customers may remain in the property while you work. Review accidental damage exposures and how property you are working on is treated.
BUSINESS INSURANCE / PAINTING CONTRACTORS
Give the business behind the finish a closer look.
You put care into every surface. We’ll help you put the same care into insurance for the jobs, equipment, and people behind your painting business.
THE WORK BEHIND THE BUSINESS
Insurance for painting contractors.
Grounded in your day to day.
Interior decorating, exterior work, spraying, and industrial coatings have different practical risks. Tell us about working heights, preparation methods, and the materials your crew handles.
Preparation and materials
Overspray, chemicals, and older surfaces deserve specific discussion. Do not assume pollution or lead-related issues are included.
A crew at height
Ladders, lifts, and subcontractors change the working day. Bring the job duties and equipment details into your review.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
General Liability Insurance
Review third-party injury, property damage, and the activities described in your policy.
Explore this coverageWorkers’ Compensation Insurance
Review the work your team performs, payroll, and the locations where they work.
Explore this coverageCommercial Auto Insurance
Look at vehicles, drivers, and business use, including hired and non-owned auto questions.
Explore this coverageCommercial Umbrella & Excess Liability
Review additional liability limits alongside the coverage and conditions of underlying policies.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
A different surface can change the conversation
Interior repainting is different from high exterior work, spray application or surface preparation in an occupied building. Access methods and surroundings matter alongside your annual sales.
Tell us about working heights, preparation methods and the properties you enter. We’ll help you review those details with the insurer before a new type of job becomes part of your regular schedule.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Interior and exterior work mix
- Maximum height and access equipment
- Preparation methods and occupied premises
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Is overspray damage always covered?
Coverage depends on the policy and the circumstances. Explain your spraying work and materials so relevant exclusions and conditions can be reviewed.
Do I need to disclose lead or industrial coating work?
Yes. Those operations can require a specialized review and may not fit a standard painting contractor policy.
What affects the cost of insurance for painting contractors?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as interior and exterior work mix, maximum height and access equipment, preparation methods and occupied premises help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.