Equipment away from the studio
Cameras and lighting move with you. Review off-premises, transit, rented equipment, and unattended vehicle conditions.
BUSINESS INSURANCE / PHOTOGRAPHERS & VIDEOGRAPHERS
Protect the work you can’t always recreate.
You bring expensive equipment and careful preparation to moments that matter. We help photography and video businesses consider insurance for their gear, assignments, and client commitments.
THE WORK BEHIND THE BUSINESS
Insurance for photographers & videographers.
Grounded in your day to day.
Weddings, commercial productions, studio sessions, and location work can create different exposures. Tell us about rentals, travel, assistants, and the rights you promise to deliver.
The assignment itself
A missed delivery or alleged professional error may not be a general liability issue. Share your contracts and services.
People on set
Tripods, cables, and location requirements raise liability questions whether you own the studio or hire it for a day.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
Commercial Property Insurance
Look at buildings, equipment, stock, valuation, and covered interruption needs.
Explore this coverageProfessional Liability Insurance (E&O)
Consider allegations about your advice or services, along with prior coverage and reporting dates.
Explore this coverageGeneral Liability Insurance
Review third-party injury, property damage, and the activities described in your policy.
Explore this coverageCyber Insurance
Consider incident response, information you hold, and the systems your business depends on.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
Keep the assignment and the equipment in view
A studio portrait, destination wedding and commercial shoot can involve different contracts, locations and equipment. Rental gear and backup practices deserve attention too.
Bring an equipment schedule and a typical client agreement. We’ll help you review property away from your studio, professional service questions and the requirements attached to each location.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Assignment types and travel areas
- Owned and rented equipment values
- Contract commitments and backup practices
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Is camera gear insured inside a parked car?
Coverage may have theft conditions, limits, or exclusions. Review the wording rather than assuming all off-premises losses are covered.
Does drone work need separate consideration?
Yes. Aircraft-related exposures may be excluded from ordinary policies. Describe the equipment and operations so specialist coverage can be discussed.
What affects the cost of insurance for photographers & videographers?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as assignment types and travel areas, owned and rented equipment values, contract commitments and backup practices help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.