Management decisions
An owner may allege a financial loss from your services. Review professional liability for the actual management work.
BUSINESS INSURANCE / PROPERTY MANAGERS
For the responsibilities owners hand to you.
You coordinate repairs, manage relationships, and keep properties operating. We help property managers review insurance around the services, decisions, and information entrusted to them.
THE WORK BEHIND THE BUSINESS
Insurance for property managers.
Grounded in your day to day.
Managing property for others is different from owning the buildings yourself. Share your management agreements, services, employee duties, and any handling of rents or deposits.
Money and records
Tenant information, payments, and vendor instructions create cyber and crime questions that need separate consideration.
Work on site
Maintenance staff, property visits, and vehicles add operational exposures beyond management advice.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
Professional Liability Insurance (E&O)
Consider allegations about your advice or services, along with prior coverage and reporting dates.
Explore this coverageCyber Insurance
Consider incident response, information you hold, and the systems your business depends on.
Explore this coverageGeneral Liability Insurance
Review third-party injury, property damage, and the activities described in your policy.
Explore this coverageWorkers’ Compensation Insurance
Review the work your team performs, payroll, and the locations where they work.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
Separate your duties from the owner’s
Collecting rent, coordinating maintenance and handling tenant issues can place a property manager in several roles. An owner’s property policy does not settle every insurance question for your business.
Bring your management agreement and describe how you handle client funds and maintenance. We’ll help you consider professional liability, general liability and the responsibilities your contracts assign to you.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Property types and units managed
- Maintenance duties and subcontractors
- Client funds and management contracts
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Does the building owner’s policy cover my management company?
Do not assume it protects all of your activities. Review your own professional and operational risks along with any additional insured arrangements.
Is theft of client funds covered by E&O?
Not automatically. Crime, fidelity, cyber, and professional liability can address different circumstances. Explain how funds are handled so the relevant options can be discussed.
What affects the cost of insurance for property managers?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as property types and units managed, maintenance duties and subcontractors, client funds and management contracts help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.