A missed deadline or disputed entry
Professional liability should be reviewed against the services your firm actually provides and any prior coverage dates.
BUSINESS INSURANCE / ACCOUNTANTS & BOOKKEEPERS
Give your own business the careful review clients expect from you.
You work with deadlines, records, and financial decisions. We help accounting and bookkeeping firms think through insurance for professional allegations, client information, and the everyday operation of the practice.
THE WORK BEHIND THE BUSINESS
Insurance for accountants & bookkeepers.
Grounded in your day to day.
Tax preparation, payroll, audits, advisory work, and basic bookkeeping are not interchangeable services. Describe the full scope, including money movement and access to client systems.
Sensitive records
Tax documents and payroll data create a practical reason to discuss cyber response and information security conditions.
Payment instructions
Fraudulent requests and client funds require specific questions. Do not assume every financial loss is covered by E&O or cyber insurance.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
Professional Liability Insurance (E&O)
Consider allegations about your advice or services, along with prior coverage and reporting dates.
Explore this coverageCyber Insurance
Consider incident response, information you hold, and the systems your business depends on.
Explore this coverageBusiness Owner’s Policy (BOP)
See how property and liability may fit together in a package for eligible businesses.
Explore this coverageWorkers’ Compensation Insurance
Review the work your team performs, payroll, and the locations where they work.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
Review the services behind the numbers
Bookkeeping, tax preparation, payroll and advisory work create different responsibilities. Access to client accounts and sensitive records adds further questions.
Bring a service breakdown and your existing E&O policy. We’ll help you look at professional liability, data handling and any financial authority you accept on a client’s behalf.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Service mix and client types
- Revenue and professional credentials
- Client information and account access
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Does E&O cover every mistake involving money?
No. Coverage depends on the service, allegation, policy wording, and exclusions. Theft, intentional acts, and payment fraud require separate consideration.
Do sole practitioners need to review cyber coverage?
Firm size does not remove the risk of handling sensitive client information. Start with the records you hold, your access to client systems, and the response support you may need.
What affects the cost of insurance for accountants & bookkeepers?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as service mix and client types, revenue and professional credentials, client information and account access help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.