The client agreement
Performance promises, indemnities, and insurance requirements can reach beyond a standard scope of work.
BUSINESS INSURANCE / MARKETING & CREATIVE AGENCIES
Keep building the work your clients notice.
Campaigns, content, launches, and deadlines bring a wide range of expectations. We help agencies review insurance around the creative services, client agreements, and digital tools behind their work.
THE WORK BEHIND THE BUSINESS
Insurance for marketing & creative agencies.
Grounded in your day to day.
Tell us whether you create content, buy media, manage accounts, build websites, or advise on strategy. Intellectual property and advertising allegations deserve a specific review of the available policy wording.
Content in public
Copyright, trademark, and advertising claims are not all treated alike. Ask about media and professional liability exclusions.
Access to accounts
Credentials, ad platforms, and customer information create cyber exposures beyond the agency’s own files.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
Professional Liability Insurance (E&O)
Consider allegations about your advice or services, along with prior coverage and reporting dates.
Explore this coverageCyber Insurance
Consider incident response, information you hold, and the systems your business depends on.
Explore this coverageGeneral Liability Insurance
Review third-party injury, property damage, and the activities described in your policy.
Explore this coverageBusiness Owner’s Policy (BOP)
See how property and liability may fit together in a package for eligible businesses.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
From the brief to the published campaign
Content production, media buying and account access can put an agency in several roles at once. Your contracts should help explain who approves the work and who owns the materials.
We’ll help you review the insurance questions around your deliverables, intellectual property responsibilities and client data. Bring a typical agreement and examples of the services you sell.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Creative services and media buying
- Client contract values and revenue
- Content rights and access to client systems
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Does general liability cover copyright disputes?
Some policies include limited advertising injury coverage, but it is not a substitute for reviewing media or professional exposures. The type of content and allegation matter.
Are freelancers included in the agency’s policy?
The answer depends on the policy and working arrangement. Share your contractor agreements and how freelancers deliver work under your brand.
What affects the cost of insurance for marketing & creative agencies?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as creative services and media buying, client contract values and revenue, content rights and access to client systems help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.