When a service falls short
Technology E&O can be relevant to allegations about the services or products you provide. The covered-services definition deserves attention.
BUSINESS INSURANCE / TECHNOLOGY & IT SERVICES
Protect the business clients trust with their systems.
An implementation, an outage, a security incident, a deadline missed. We help technology firms look at the insurance questions where service performance and digital risk meet.
THE WORK BEHIND THE BUSINESS
Insurance for technology & IT services.
Grounded in your day to day.
Managed services, software development, hosting, and security consulting are different commitments. Describe what you control, what vendors provide, and the responsibilities written into client contracts.
A security incident
Your own cyber exposure and liability to clients may overlap. Review how proposed policies work together and where exclusions remain.
Contracted uptime
Service levels and indemnities may create obligations that insurance does not automatically cover. Bring the actual agreements.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
Professional Liability Insurance (E&O)
Consider allegations about your advice or services, along with prior coverage and reporting dates.
Explore this coverageCyber Insurance
Consider incident response, information you hold, and the systems your business depends on.
Explore this coverageGeneral Liability Insurance
Review third-party injury, property damage, and the activities described in your policy.
Explore this coverageCommercial Umbrella & Excess Liability
Review additional liability limits alongside the coverage and conditions of underlying policies.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
Account for what depends on your systems
Managed support, software development and hosting carry different obligations. An interruption or service error can affect a client’s operation as well as your own.
Describe the services you deliver, the data you handle and your contractual commitments. We’ll help you explore technology E&O and cyber questions together so overlapping responsibilities get a closer look.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Service mix and customer industries
- Contract commitments and annual revenue
- Security practices and data access
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Is cyber insurance the same as technology E&O?
No. Cyber insurance addresses specified digital incidents and related losses; technology E&O concerns covered allegations about technology products or services. Review both in the context of your work.
Does insurance guarantee a contractual service level?
No. Penalties and promises in a contract may fall outside coverage. Share those terms before relying on a policy to meet them.
What affects the cost of insurance for technology & IT services?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as service mix and customer industries, contract commitments and annual revenue, security practices and data access help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.