The scope of work
A clear contract helps describe your role. Review the definition of professional services alongside the work you deliver.
BUSINESS INSURANCE / CONSULTANTS
Protect the advice your clients build on.
Clients hire your judgment. When expectations, deadlines, or results are disputed, the business behind that judgment deserves attention too. Let’s review insurance around the work you actually deliver.
THE WORK BEHIND THE BUSINESS
Insurance for consultants.
Grounded in your day to day.
Management advice, operational support, and specialist consulting can create different professional exposures. Share your services and contracts so the coverage discussion reflects the promises you make.
A disputed recommendation
An allegation of financial harm may call for professional liability, not just general liability.
Information clients entrust to you
Client files and system access can create cyber questions even for a small consultancy.
A PLAN WITH THE RIGHT PIECES
Coverage that deserves a closer look.
Start with the risks behind your work. We’ll help you explore available options, understand the differences in terms and choose the pieces that make sense for your business.
Professional Liability Insurance (E&O)
Consider allegations about your advice or services, along with prior coverage and reporting dates.
Explore this coverageCyber Insurance
Consider incident response, information you hold, and the systems your business depends on.
Explore this coverageGeneral Liability Insurance
Review third-party injury, property damage, and the activities described in your policy.
Explore this coverageBusiness Owner’s Policy (BOP)
See how property and liability may fit together in a package for eligible businesses.
Explore this coverageThese are starting points for a review, not a complete list or a promise of coverage. Policy terms, exclusions and insurer eligibility apply.
AS YOUR BUSINESS CHANGES
Let your contracts describe the real exposure
The advice you provide and the decisions a client makes with it are central to your insurance review. A larger client or a new specialty can change what is at stake.
Share your scope of work, contract terms and current professional liability policy. We’ll help you compare the details that matter, including how prior work and reporting requirements are treated.
Talk through your next stepA QUOTE THAT STARTS WITH YOU
What goes into your insurance quote?
Two businesses in the same industry can need very different plans. Alongside your location, claims history, limits and deductibles, these details help shape the conversation.
- Services and client industries
- Contract values and revenue
- Professional liability history and limits
A LITTLE MORE CLARITY
Your questions.
A useful starting point.
Need to talk through something specific?
Ask Ironhill ↗Do consultants need both general liability and E&O?
They address different types of risk. General liability commonly concerns injury or property damage; E&O focuses on covered allegations about professional services. Your work and contracts help determine the review.
What happens to past work when I change insurers?
Prior acts, retroactive dates, and reporting requirements can matter. Share the current policy before making a change so continuity can be reviewed.
What affects the cost of insurance for consultants?
Pricing depends on the work you do, where you operate, your claims history and the coverage you select. Details such as services and client industries, contract values and revenue, professional liability history and limits help an insurer assess your business. We’ll help you compare the available terms as well as the premium.
Can I request a quote before I have every document?
Yes. Start with your business activities and the information you have. We can help identify what else is needed to explore options. Submitting a request does not put insurance in force.
A CLEAR NEXT STEP
Start with a conversation.
Leave with a clearer picture.
- 01
Tell us about the business.
Share what you do, where you work, and what prompted you to look at insurance.
- 02
Work through the details.
We’ll help identify coverage questions, documents to gather, and options to explore.
- 03
Decide with the details in view.
Review the available terms, limits, and costs before choosing your next step.
YOUR NEXT STEP
Let’s put your business in the picture.
Starting out, approaching renewal, or taking on something new? Tell us where you are. We’ll help you work through what comes next.
Coverage options depend on your operations, location, and insurer eligibility. A request does not bind coverage.